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2018 Kia Optima Financing near Missouri City, TX

If it has been a while since you’ve stepped into the car-buying world, it’s important to know your options! Financing is one of the most common ways to purchase a vehicle. Luckily, here at Fredy Kia, we have great financing programs available on the 2018 Kia Optima! From power and efficiency to safety and interior amenities, this midsize sedan performs in all categories! If you’d like to get behind the wheel of the Optima, as well as learn more about your financing options, come visit us today!

Before we get into the business side of financing, let’s take a peek at what you’ll be taking home with you when you choose the 2018 Optima. Standard is always a good word to hear when learning about a vehicle. Fortunately you’ll be hearing it a lot when talking about the Optima! The Kia Optima comes standard with an abundance of safety features. Blind Spot Detection1 with Lane Change Assist2 takes audio and visual blind spot warnings to a whole new level. With the addition of Lane Change Assist2, you are also alerted when a quickly approaching vehicle has been detected so that you can always switch lanes with confidence. Every Optima also comes standard with a rear-camera display3 and Rear Parking Assist System4, working with you as your extra set of eyes when backing out of your driveway on a foggy morning, or parking in tight spaces at the Missouri City Shopping Center.

The 2018 Kia Optima does not disappoint in the performance department either. Underneath the hood you’ll find a standard 2.4L DOHC engine that pumps out 185 horsepower and 178 lb.-ft. of torque. The Optima doesn’t compromise efficiency for power. That’s why it still displays a healthy 25/36/29 MPG city/hwy/combined5 fuel economy. Sustainability is a hot topic right now, so if you’re looking for an even more environmentally friendly fuel rating, there’s another engine option that gives you the best of both worlds. The 1.6L DOHC turbocharged engine that produces 178 horsepower and 195 lb.-ft. of torque. This impressive combination receives a frugal 28/37/31 MPG city/hwy/combined5 fuel economy. If more power is what you crave, opt for the 2.0L turbocharged engine that cranks out 245 horsepower and 260 lb.-ft. of torque while still managing a 22/31/25 MPG city/hwy/combined5 fuel economy.

Now that you’ve gotten to know the Kia Optima a little bit more, let’s dive into a quick crash course on financing. Financing essentially means that instead of paying the entire sticker price of the Optima upfront, you will pay it off in more manageable monthly installments. You can choose to put down a portion of money at signing, or trade in your old ride to help lower your monthly payments even more. If you’re feeling overwhelmed with the car-buying process, know that we have a wonderful staff of financial advisors who will work with you every step of the way to create a plan that’s perfect for you. If you’d like to start crunching some numbers yourself, check out our Payment Calculator located under the Service lab at the top of your screen.

If you’d like to learn more about our 2018 Kia Optima financing near Missouri City, TX, come visit us at Fredy Kia today! We are located at 11711 Gulf Hwy in Houston, TX. We look forward to meeting you! 


Contact Information


Additional Vehicle Information

Crash-Test Ratings

2018 Kia Optima 4 DR FWD

Overall
Full StarFull StarFull StarFull StarFull Star
Front Crash Overall
Full StarFull StarFull StarFull StarFull Star
Front Crash Driver
Full StarFull StarFull StarFull StarFull Star
Front Crash Passenger
Full StarFull StarFull StarFull StarEmpty Star
Side Crash Overall
Full StarFull StarFull StarFull StarFull Star
Side Barrier Overall
N/A
Side Barrier Driver
Full StarFull StarFull StarFull StarFull Star
Side Barrier Passenger
Full StarFull StarFull StarFull StarFull Star
Side Pole Driver
Full StarFull StarFull StarFull StarFull Star
Side Combined Front
N/A
Side Combined Rear
Full StarFull StarFull StarFull StarFull Star
Rollover
Full StarFull StarFull StarFull StarFull Star

Dealership Information

2018 Kia Optima Financing near Missouri City, TX

2018 Kia Optima Interior

Top Photo: 2018 Kia Optima with optional equipment. 

Green Score

EPA Green Score ( California LEV-III SULEV30 ?
EPA and California-required standards. The names refer to tables of numerical limits for the various air pollutants allowed by the standards.
)

Fuel Type Gasoline
Air Pollution Score ?
The Air Pollution Score is based on the government emission standards for which the vehicle was certified to comply with and reflects vehicle tailpipe emissions that contribute to local and regional air pollution, creating problems such as haze, and health issues.
7
1
7
10
Greenhouse Gas Score ?
This score reflects fuel emissions of carbon dioxide (CO2) and other greenhouse gases.
6
1
6
10
Smartway ?
SmartWay is a designation earned by those vehicles that have combined Air Pollution and Greenhouse Gas Scores that place them in the top tier (approximately the top 20%) of environmental performers. SmartWay Elite is reserved for the best of the best.
N/A

EPA Green Score ( California LEV-III ULEV70 ?
EPA and California-required standards. The names refer to tables of numerical limits for the various air pollutants allowed by the standards.
)

Fuel Type Gasoline
Air Pollution Score ?
The Air Pollution Score is based on the government emission standards for which the vehicle was certified to comply with and reflects vehicle tailpipe emissions that contribute to local and regional air pollution, creating problems such as haze, and health issues.
5
1
5
10
Greenhouse Gas Score ?
This score reflects fuel emissions of carbon dioxide (CO2) and other greenhouse gases.
6
1
6
10
Smartway ?
SmartWay is a designation earned by those vehicles that have combined Air Pollution and Greenhouse Gas Scores that place them in the top tier (approximately the top 20%) of environmental performers. SmartWay Elite is reserved for the best of the best.
N/A

EPA Green Score ( Federal Tier 3 Bin 30 ?
EPA and California-required standards. The names refer to tables of numerical limits for the various air pollutants allowed by the standards.
)

Fuel Type Gasoline
Air Pollution Score ?
The Air Pollution Score is based on the government emission standards for which the vehicle was certified to comply with and reflects vehicle tailpipe emissions that contribute to local and regional air pollution, creating problems such as haze, and health issues.
7
1
7
10
Greenhouse Gas Score ?
This score reflects fuel emissions of carbon dioxide (CO2) and other greenhouse gases.
6
1
6
10
Smartway ?
SmartWay is a designation earned by those vehicles that have combined Air Pollution and Greenhouse Gas Scores that place them in the top tier (approximately the top 20%) of environmental performers. SmartWay Elite is reserved for the best of the best.
N/A

EPA Green Score ( Federal Tier 3 Bin 70 ?
EPA and California-required standards. The names refer to tables of numerical limits for the various air pollutants allowed by the standards.
)

Fuel Type Gasoline
Air Pollution Score ?
The Air Pollution Score is based on the government emission standards for which the vehicle was certified to comply with and reflects vehicle tailpipe emissions that contribute to local and regional air pollution, creating problems such as haze, and health issues.
5
1
5
10
Greenhouse Gas Score ?
This score reflects fuel emissions of carbon dioxide (CO2) and other greenhouse gases.
6
1
6
10
Smartway ?
SmartWay is a designation earned by those vehicles that have combined Air Pollution and Greenhouse Gas Scores that place them in the top tier (approximately the top 20%) of environmental performers. SmartWay Elite is reserved for the best of the best.
N/A

Sales Hours

(346) 335-9430
Monday 9:00 am - 9:00 pm
Tuesday 9:00 am - 9:00 pm
Wednesday 9:00 am - 9:00 pm
Thursday 9:00 am - 9:00 pm
Friday 9:00 am - 9:00 pm
Saturday 9:00 am - 9:00 pm
Sunday Closed

Testimonials

Happy!

Jerlyn Castillo Pitillo
3-20-2018
Full Star Full Star Full Star Full Star Full Star

Satisfied Customer... She's Happy we're Happy. Thank You Kia for making it happen and Sooo Much blessings to Mr. James Maney

Exelente

Kali123
3-19-2018
Full Star Full Star Full Star Full Star Full Star

Muy buen lugar para adkirir un auto me trataron y me atendieron muy bien gracias see Los recomiendo visitenlo no se arrepentiran encontraras loo buscan

Professional

Jo Deja P
3-15-2018
Full Star Full Star Full Star Full Star Full Star

First I’d like to say that the place is filled with well respected professional gentlemen. James Maney was the person who assisted me and he was so welcoming and nice to my mother and I he also did everything possible to make sure I was a satisfied customer and I am. If you visit this location visit James Maney he will defend get you right.

The best

!Ant1997
3-9-2018
Full Star Full Star Full Star Full Star Full Star

I had the most wonderful experience at this dealership Mario Paniagua and everyone were the best and really nice I give them a A+ sending my family members.

Excellent service k-man and Dwayne

Elaine Spearman
1-29-2018
Full Star Full Star Full Star Full Star Full Star

I received excellent service here at Fredy Kia, and I would recommend anyone in the market for a new vehicle to them. Ask for Dwyane Daniels

Happy Customer

1-15-2018
Full Star Full Star Full Star Full Star Full Star

They are very kind, always helping the best, I am very happy with the help of Mr. Garret and Spencer, I recommend them. I am a happy customer

Couldn't be Happier

11-4-2017
Full Star Full Star Full Star Full Star Full Star

Great I was helped by Miguel De Leon and couldn’t be happier..he was understanding and got me into the vehicle I wanted..

Great Experience

Gaby Perez
11-3-2017
Full Star Full Star Full Star Full Star Full Star

Great experience!! Definitely recommending. Love my optima. Ask for Cortney !

5 Stars

Maria Gutierrez
11-1-2017
Full Star Full Star Full Star Full Star Full Star

I went a few times with rushed time. Miguel Helped me every time without pressuring me. Bought me a beautiful Rio and got the Best price. Thank you miguel and Fredy Kia this is the second and not the last purchase!

Highly Recommend

Christine Valdez
9-8-2017
Full Star Full Star Full Star Full Star Full Star

Bobby was a great help. He was very nice and friendly and really assisted us in finding the right option for us. He looked out for us in every way possible. I highly recommend him for your future car purchase.

Highly Recommended

Newcar
6-25-2017
Full Star Full Star Full Star Full Star Full Star

I wasn't sure if a Kia was the right vehicle for my daughter but after stopping by and talking to Mario I learned a lot about the brand and the amazing benefits of purhasing a Kia. We left with a brand new Optima and I know she will enjoy it for many years to come. Thank you for the great experience.

Awesome!

KiaSoul!
6-26-2017
Full Star Full Star Full Star Full Star Full Star

Love love love my new Kia Soul!!! I got information from the internet. Joseph was very helpful. It had everything I wanted. He showed me all the functions in the car... definitely didn't feel like a typical salesman.

They will make the deal happen!

Sandy Rodriguez
7-18-2017
Full Star Full Star Full Star Full Star Full Star

Our sales person David was knowledgeable and personable. I had gone to a different Kia dealer and they were not able to make the deal. David made the experience enjoyable.

Fredy Kia has restored my faith in dealerships

Allison Yakel
6-20-2017
Full Star Full Star Full Star Full Star Full Star

The sales department and service department. I am a Kia lover but had never had great experiences at other Kia dealerships. Fredy was different from the instant I walked in. I wanted to trade my 2014 Forte in for a (slightly) newer Optima (2015) and I was amazed at the extent to which the salesmen went to make sure the payment was no higher than what I wanted and needed for it to be. Awesome, considering there were only 4,000 miles on the car. The woman who called me to pick up my plates was also amazing. She ordered me a second key (which is EXPENSIVE, but there was no charge to me) without me even asking. She has been so kind and helpful each time I've spoken with her. I took the car in for service on Monday because the airbag light had been on since I purchased the vehicle. I had not known, but they advised me that I am in fact the original owner of this vehicle, which likely was a demo vehicle, and that Kia's fabulous 10 years, 100,000-mile warranty applies to me. I did not have to pay for anything. They had to keep my car overnight to fix the issue but sent me home in a 2017 Optima so I wouldn't be without transportation. Start to finish, my car purchasing escapade has turned out to be much better than I would have ever imagined it to be. Barring a move, Fredy has earned a lifelong customer.

Great Service

Sydnee Perry
7-12-2017
Full Star Full Star Full Star Full Star Full Star

Customer service is good. They move pretty fast when I'm there for maintenance.

Enjoyable Experience

Jennifer Pineda
7-13-2017
Full Star Full Star Full Star Full Star Full Star

Literally just purchased a 2017 Kia Sportage EX. My experience was a smooth as it could be when car shopping here at Fredy Kia. Honestly, Mario made my car buying experience enjoyable. He was accommodating and adhering to my needs/wants in a vehicle. He was charismatic and kind. I really appreciated the efforts and communication to get us our best deal possible. I would recommend him for sure.

Completely Satisfied!

Pam So Pretty Hunnie
7-11-2017
Full Star Full Star Full Star Full Star Full Star

I got what I wanted and actually found what I saw on the internet with the correct information! Cheaper note than expected! Thanks, Tyrone!

Awesome Job!

Dominique Green
7-3-2017
Full Star Full Star Full Star Full Star Full Star

Excellent Customer Service! Real down to earth people, all the sales persons were helpful. Thanks for all you guys help Le, Willie, Marco and the rest of the staff

Knowledgeable

Mrs. Pearl
7-1-2017
Full Star Full Star Full Star Full Star Full Star

Well, knowledgeable and support for today, and know his business in business. He is a friendly person and His purposes. I will be back to see him again.

Unforgettable Experience

Valerie Mariscal
6-27-2017
Full Star Full Star Full Star Full Star Full Star

Unforgettable experience. Mario was very attentive and was very knowledgeable. I left with a brand new vehicle with an affordable payment. I will recommend to to all of my friends.

Read More

Awards

Award
Customer Love Index Winner: Brand Under 26k (2018 Model)
- Strategic Vision

Special Offers

Call us for current offers!

Available Incentives

Call us for current finance incentives!

  • Features
  • Specs
  • Warranty

Features

Features

  • Safety
  • Technology
  • Mechanical
  • Comfort
  • Interior
  • Exterior

Safety

Safety

Rearview monitor in dash
Cross traffic alert rear
Child safety door locks
Child seat anchors LATCH system
Energy absorbing steering column
Body side reinforcements side impact door beams
Emergency interior trunk release
Camera system rearview
Impact absorbing bumpers
Parking sensors rear
Blind spot safety sensor/alert
Crumple zones front, rear

Airbags

Airbag deactivation occupant sensing passenger
Side airbags front
Knee airbags driver
Front airbags dual
Side curtain airbags front, rear

Security

Power door locks anti-lockout, auto-locking
2-stage unlocking doors
Anti-theft system alarm with remote

Mirrors

Side mirrors integrated turn signals
Side mirror adjustments power, manual folding

Technology

Mechanical

Comfort

Interior

Exterior

Specs

Warranty

Current Inventory

New 2018 Kia Optima LX 4dr Sedan for Sale

Mileage: 1,731
Stock #: J5205438

Snow White Pearl 2018 Kia Optima LX FWD Automatic 2.4L 4-Cylinder<br>25/36 City/Highway MPG Beige Cloth.<br><br>We know that prospective customers are extremely… Snow White Pearl 2018 Kia Optima LX FWD Automatic 2.4L… Snow White Pearl 2018 Kia Optima LX FWD Automatic 2.4L 4-Cylinder<br>25/36 City/Highway MPG Beige Cloth.<br><br>We know that prospective customers are extremely well educated when researching their next vehicle. Fredy Kia has made it easy to get all the available vehicle information so you can spend less time researching and more time enjoying your purchase. We believe in making this a transparent and enjoyable experience for our customers so all of our cars are priced competitively with Market Based Pricing.<br><br><br>All pricing (Fredy discount, rebates, dealer cash, promotions) Include Rebates, finance rebates and trade in assistance on in stock only vehicles. Price does not include dealer added equipment. If you do not qualify for all rebates, finance or trade rebates, vehicle pricing is subject to change. Photos are checked for accuracy but are for illustration purpose only verify with dealer.<br><br>Dealer Discount of $3,411 off MSRP (more)

Mileage: 1,731
Stock #: J5205438

Snow White Pearl 2018 Kia Optima LX FWD Automatic 2.4L 4-Cylinder<br>25/36 City/Highway MPG Beige Cloth.<br><br>We know that prospective customers are extremely… Snow White Pearl 2018 Kia Optima LX FWD Automatic 2.4L… Snow White Pearl 2018 Kia Optima LX FWD Automatic 2.4L 4-Cylinder<br>25/36 City/Highway MPG Beige Cloth.<br><br>We know that prospective customers are extremely well educated when researching their next vehicle. Fredy Kia has made it easy to get all the available vehicle information so you can spend less time researching and more time enjoying your purchase. We believe in making this a transparent and enjoyable experience for our customers so all of our cars are priced competitively with Market Based Pricing.<br><br><br>All pricing (Fredy discount, rebates, dealer cash, promotions) Include Rebates, finance rebates and trade in assistance on in stock only vehicles. Price does not include dealer added equipment. If you do not qualify for all rebates, finance or trade rebates, vehicle pricing is subject to change. Photos are checked for accuracy but are for illustration purpose only verify with dealer.<br><br>Dealer Discount of $3,411 off MSRP (more)

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Phone (346) 335-9430
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Vehicle Pricing   
Fredy Kia Specials

MSRP
$24,070
Dealer Discount
- $3,411
Price
$20,659
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Disclaimer

All pricing (Fredy discount, rebates, dealer cash, promotions) Include Rebates, finance rebates and trade in assistance on in stock only vehicles. Price does not include dealer added equipment. If you do not qualify for all rebates, finance or trade rebates, vehicle pricing is subject to change. Photos are checked for accuracy but are for illustration purpose only verify with dealer.

Call now for greater savings!

1. Blind Spot Detection (BSD) is not a substitute for proper and safe driving. Always drive safely and use caution when changing lanes. BSD may not detect every object alongside or approaching from behind the vehicle.

2. Lane Change Assist (LCA) is not a substitute for proper and safe driving. Always drive safely and use caution when changing lanes. Lane Change Assist may not detect every object alongside or approaching from behind the vehicle.

3. The rear-camera display is not a substitute for proper and safe backing-up procedures. Always drive safely and use caution when backing up. The rear-camera display may not display every object behind the vehicle.

4. Rear Parking Assist System (RPAS) is not a substitute for safe driving, and may not detect every object behind vehicle. Always drive safely and use caution.

5. EPA fuel economy estimates. Actual mileage will vary with options, driving conditions, driving habits, and your vehicle’s condition.