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2018 Kia Optima Financing near Missouri City, TX

If it has been a while since you’ve stepped into the car-buying world, it’s important to know your options! Financing is one of the most common ways to purchase a vehicle. Luckily, here at Fredy Kia, we have great financing programs available on the 2018 Kia Optima! From power and efficiency to safety and interior amenities, this midsize sedan performs in all categories! If you’d like to get behind the wheel of the Optima, as well as learn more about your financing options, come visit us today!

Before we get into the business side of financing, let’s take a peek at what you’ll be taking home with you when you choose the 2018 Optima. Standard is always a good word to hear when learning about a vehicle. Fortunately you’ll be hearing it a lot when talking about the Optima! The Kia Optima comes standard with an abundance of safety features. Blind Spot Detection1 with Lane Change Assist2 takes audio and visual blind spot warnings to a whole new level. With the addition of Lane Change Assist2, you are also alerted when a quickly approaching vehicle has been detected so that you can always switch lanes with confidence. Every Optima also comes standard with a rear-camera display3 and Rear Parking Assist System4, working with you as your extra set of eyes when backing out of your driveway on a foggy morning, or parking in tight spaces at the Missouri City Shopping Center.

The 2018 Kia Optima does not disappoint in the performance department either. Underneath the hood you’ll find a standard 2.4L DOHC engine that pumps out 185 horsepower and 178 lb.-ft. of torque. The Optima doesn’t compromise efficiency for power. That’s why it still displays a healthy 25/36/29 MPG city/hwy/combined5 fuel economy. Sustainability is a hot topic right now, so if you’re looking for an even more environmentally friendly fuel rating, there’s another engine option that gives you the best of both worlds. The 1.6L DOHC turbocharged engine that produces 178 horsepower and 195 lb.-ft. of torque. This impressive combination receives a frugal 28/37/31 MPG city/hwy/combined5 fuel economy. If more power is what you crave, opt for the 2.0L turbocharged engine that cranks out 245 horsepower and 260 lb.-ft. of torque while still managing a 22/31/25 MPG city/hwy/combined5 fuel economy.

Now that you’ve gotten to know the Kia Optima a little bit more, let’s dive into a quick crash course on financing. Financing essentially means that instead of paying the entire sticker price of the Optima upfront, you will pay it off in more manageable monthly installments. You can choose to put down a portion of money at signing, or trade in your old ride to help lower your monthly payments even more. If you’re feeling overwhelmed with the car-buying process, know that we have a wonderful staff of financial advisors who will work with you every step of the way to create a plan that’s perfect for you. If you’d like to start crunching some numbers yourself, check out our Payment Calculator located under the Service lab at the top of your screen.

If you’d like to learn more about our 2018 Kia Optima financing near Missouri City, TX, come visit us at Fredy Kia today! We are located at 11711 Gulf Hwy in Houston, TX. We look forward to meeting you! 


Contact Information


Additional Vehicle Information

Crash-Test Ratings

2018 Kia Optima 4 DR FWD

Overall
Full StarFull StarFull StarFull StarFull Star
Front Crash Overall
Full StarFull StarFull StarFull StarFull Star
Front Crash Driver
Full StarFull StarFull StarFull StarFull Star
Front Crash Passenger
Full StarFull StarFull StarFull StarEmpty Star
Side Crash Overall
Full StarFull StarFull StarFull StarFull Star
Side Barrier Overall
N/A
Side Barrier Driver
Full StarFull StarFull StarFull StarFull Star
Side Barrier Passenger
Full StarFull StarFull StarFull StarFull Star
Side Pole Driver
Full StarFull StarFull StarFull StarFull Star
Side Combined Front
N/A
Side Combined Rear
Full StarFull StarFull StarFull StarFull Star
Rollover
Full StarFull StarFull StarFull StarFull Star

Dealership Information

2018 Kia Optima Financing near Missouri City, TX

2018 Kia Optima Interior

Top Photo: 2018 Kia Optima with optional equipment. 

Green Score

EPA Green Score ( California LEV-III SULEV30 ?
EPA and California-required standards. The names refer to tables of numerical limits for the various air pollutants allowed by the standards.
)

Fuel Type Gasoline
Air Pollution Score ?
The Air Pollution Score is based on the government emission standards for which the vehicle was certified to comply with and reflects vehicle tailpipe emissions that contribute to local and regional air pollution, creating problems such as haze, and health issues.
7
1
7
10
Greenhouse Gas Score ?
This score reflects fuel emissions of carbon dioxide (CO2) and other greenhouse gases.
6
1
6
10
Smartway ?
SmartWay is a designation earned by those vehicles that have combined Air Pollution and Greenhouse Gas Scores that place them in the top tier (approximately the top 20%) of environmental performers. SmartWay Elite is reserved for the best of the best.
N/A

EPA Green Score ( California LEV-III ULEV70 ?
EPA and California-required standards. The names refer to tables of numerical limits for the various air pollutants allowed by the standards.
)

Fuel Type Gasoline
Air Pollution Score ?
The Air Pollution Score is based on the government emission standards for which the vehicle was certified to comply with and reflects vehicle tailpipe emissions that contribute to local and regional air pollution, creating problems such as haze, and health issues.
5
1
5
10
Greenhouse Gas Score ?
This score reflects fuel emissions of carbon dioxide (CO2) and other greenhouse gases.
6
1
6
10
Smartway ?
SmartWay is a designation earned by those vehicles that have combined Air Pollution and Greenhouse Gas Scores that place them in the top tier (approximately the top 20%) of environmental performers. SmartWay Elite is reserved for the best of the best.
N/A

EPA Green Score ( Federal Tier 3 Bin 30 ?
EPA and California-required standards. The names refer to tables of numerical limits for the various air pollutants allowed by the standards.
)

Fuel Type Gasoline
Air Pollution Score ?
The Air Pollution Score is based on the government emission standards for which the vehicle was certified to comply with and reflects vehicle tailpipe emissions that contribute to local and regional air pollution, creating problems such as haze, and health issues.
7
1
7
10
Greenhouse Gas Score ?
This score reflects fuel emissions of carbon dioxide (CO2) and other greenhouse gases.
6
1
6
10
Smartway ?
SmartWay is a designation earned by those vehicles that have combined Air Pollution and Greenhouse Gas Scores that place them in the top tier (approximately the top 20%) of environmental performers. SmartWay Elite is reserved for the best of the best.
N/A

EPA Green Score ( Federal Tier 3 Bin 70 ?
EPA and California-required standards. The names refer to tables of numerical limits for the various air pollutants allowed by the standards.
)

Fuel Type Gasoline
Air Pollution Score ?
The Air Pollution Score is based on the government emission standards for which the vehicle was certified to comply with and reflects vehicle tailpipe emissions that contribute to local and regional air pollution, creating problems such as haze, and health issues.
5
1
5
10
Greenhouse Gas Score ?
This score reflects fuel emissions of carbon dioxide (CO2) and other greenhouse gases.
6
1
6
10
Smartway ?
SmartWay is a designation earned by those vehicles that have combined Air Pollution and Greenhouse Gas Scores that place them in the top tier (approximately the top 20%) of environmental performers. SmartWay Elite is reserved for the best of the best.
N/A

Sales Hours

(346) 335-9430

Testimonials

Great service friendly people

Eleuterio Brito
6-27-2020
Full Star Full Star Full Star Full Star Full Star

Great service friendly people

GREAT SERVICE

Daniel Boral
6-24-2020
Full Star Full Star Full Star Full Star Full Star

ARIN SOLD ME A 2020 KIA FORTE HAS GREAT SERVICE SHE STATED SHES ONLY BEEN AT KIA FOR 2 MONTHS SHES GREAT FOR A BEGINNER I HIGHLY RECOMMEND

I got a deal that could not have been better

Glenn Owens
6-13-2020
Full Star Full Star Full Star Full Star Full Star

Very good experience I cannot say enough good words. My sales person Randy Jackson was super, honest & trustworthy. The manager worked with me so so well. I got a deal that could not have been better. Thank you both for making me a happy customer

This is my second purchase with these guys.

Marlene P.
6-11-2020
Full Star Full Star Full Star Full Star Full Star

I bought my telluride here and had a good experience. This is my second purchase with these guys.

Great service

Shawn Hinderman
6-11-2020
Full Star Full Star Full Star Full Star Full Star

Great service

I am beyond thankful for Fredy Kia and their workers Leslie Libby, and Edgar.

ricole hayes
5-31-2020
Full Star Full Star Full Star Full Star Full Star

I am beyond thankful for Fredy Kia and their workers Leslie Libby, and Edgar. I was in need of a car and the same day I walked in was the same day I drove out. I want to genuinely thank Leslie for making sure I was well taken care of; she literally did not stop texting me until I was in a vehicle and her persistence and sense of urgency meant a lot to me. Special thanks to Libby for her loving hospitality and a huge thanks to Edgar for getting me approved for a vehicle both affordable and reliable.

The car drove smooth, trade in process was easy

Tara L.
5-29-2020
Full Star Full Star Full Star Full Star Full Star

My husband and I went to Fredy Kia on Gulf Freeway and test drove a 2020 Kia Optima! The car drove smooth, trade in process was easy, and Robert Bryant made the purchase process smooth! Finance department was excellent! What started the whole process was the test drive of an excellent vehicle! Thank you Fredy Kia!

Yoseuf and Mohammad was big help on getting me a brand new Kia Rio.

tiger bred
5-7-2020
Full Star Full Star Full Star Full Star Full Star

Yoseuf and Mohammad was big help on getting me a brand new Kia Rio.

Leslie, Libby and Edgar were amazing I will definitely continue to do business with them.

Robin Temple
5-3-2020
Full Star Full Star Full Star Full Star Full Star

Leslie, Libby and Edgar were amazing I will definitely continue to do business with them.

Go Holla at Gabby she'll get the job done.

Chatina Thompson
4-16-2020
Full Star Full Star Full Star Full Star Full Star

Was a client before so I decided to take a few people to the dealership. Worked with Gabby and she was precise straightforward. And even work with my people on the insurance. They put $500 down and drove off. Go Holla at Gabby she'll get the job done.

Wonderful Dealership With NO Pressure.

AE00
4-12-2020
Full Star Full Star Full Star Full Star Full Star

Wonderful Dealership With NO Pressure. The Salesman Stuck To His Word Of Having Low Down Payment && Low Monthly Payments. THANK YOU GUYS FOR MY NEW CAR

Best car buying experience I have ever had.

Thomas Martin
4-6-2020
Full Star Full Star Full Star Full Star Full Star

Last Friday night I was looking at cars online and signed up to get pre approved. They called me Saturday morning and I told them with everything going on with this virus I wanted to come in test drive and sign the paperwork. They called back in a hour. I was in and out in about 45 minutes. Best car buying experience I have ever had. Thank you Tucker and Mohammad for making this process quick so I could get back home with my family.

I had the best experience from them!

Candice Dickey
4-1-2020
Full Star Full Star Full Star Full Star Full Star

I had the best experience from them! From sweet Julia over the phone to the funny Chris that helped me with my paper work. When all the other dealerships were telln me NO they were able to get me financed into a brand new 2020 car. I am so happy that I made the call to them because Im very happy with my purchase! I would recommend them to anyone! If I could give 10 stars I would :) And I had one more team member that helped me but I forgot his name but he was awesome as well!!!!!!!!

A big star for his professionalism, politeness, and knowledge on his cars!

Ana C
3-26-2020
Full Star Full Star Full Star Full Star Full Star

Robert Bryant (sales consultant) did an awesome job presenting us the Telluride models. A big star for his professionalism, politeness, and knowledge on his cars!

I love it here I got a fantastic car that I really love

Daliyah Werdlow
3-22-2020
Full Star Full Star Full Star Full Star Full Star

I love it here I got a fantastic car that I really love excellent customer service I know I made the right decision on this car Gabby helped me such a sweet heart an she changed my lifestyle!!

Great experience with sue

ninfa greene
3-12-2020
Full Star Full Star Full Star Full Star Full Star

in and out in a timely matter

Chalon Williams
3-6-2020
Full Star Full Star Full Star Full Star Full Star

Patrick was super helpful very quick and efficient. And got us in and out in a timely matter and explained everything very thoroughly and good.

he went the extra mile

Twanashia Clark
3-4-2020
Full Star Full Star Full Star Full Star Full Star

I went in to purchase a vehicle and they couldn't sell it to me so Gavin stepped in and made sure I left with a vehicle and was so helpful he went the extra mile thanks Gavin

The absolute best car purchase I’ve ever had.

scott barker
3-3-2020
Full Star Full Star Full Star Full Star Full Star

The absolute best car purchase I’ve ever had. Salesman Mario Paniagua is the most informative and caring person I’ve ever had the pleasure to deal with while making my car purchase. Mr. Fredy the owner is a real gentleman and leader in the auto industry. He made the auto purchase an amazing experience for myself and my wife. A special thank you to the person that put us all together (Jonathan Yonan). He has gone above his responsibilities to make sure we were pleased. Thanks to Big Papa Gill for the ease in how he took us through the financial paperwork.

Having her as guidance helped a lot

Sullyann Carpio
2-20-2020
Full Star Full Star Full Star Full Star Full Star

I spoke with sell representative Sue; she was a great person; with an awesome personality. Having her as guidance helped a lot & will recommend more people to go see Sue. Thank you.

Read More

Awards

Award
Customer Love Index Winner: Brand Under 26k (2018 Model)
- Strategic Vision

Award
Top Safety Pick+ - Midsize Cars (2018 Model)
- Insurance Institute for Highway Safety

Special Offers

Call us for current offers!

Available Incentives

Call us for current finance incentives!

  • Features
  • Specs

Features

Features

  • Comfort
  • Safety
  • Technology
  • Mechanical
  • Interior
  • Exterior

Comfort

Convenience Features

Power activated trunk/hatch sensor-activated
Cupholders front, rear
Memorized settings 2 driver, driver seat, side mirrors
Steering wheel tilt and telescopic
One-touch windows 2
Reading lights front, rear
Multi-function remote illuminated entry, panic alarm, proximity entry system, trunk release
Cargo area light
Cruise control
Power steering
Retained accessory power
Power windows lockout button
Courtesy lights door
Overhead console front
Steering wheel mounted controls audio, cruise control, phone, voice control
Rearview mirror manual day/night
Push-button start
Vanity mirrors dual illuminating
Power outlet(s) 12V front and rear
Assist handle rear, front
Center console front console with armrest and storage
Storage front seatback, sunglasses holder, door pockets, accessory hook

Comfort Features

Cargo area floor mat carpet,
Floor mat material carpet
Shift knob trim leather
Center console trim simulated wood
Steering wheel trim leather
Door trim simulated wood
Armrests rear folding, rear center with cupholders
Interior accents chrome, woodgrain
Floor mats rear, front
Floor material carpet
Door sill trim scuff plate

Air Conditioning

Front air conditioning automatic climate control
Front air conditioning zones dual
Rear vents second row
Air filtration

Safety

Safety

Rearview monitor in dash
Cross traffic alert rear
Child safety door locks
Child seat anchors LATCH system
Energy absorbing steering column
Body side reinforcements side impact door beams
Emergency interior trunk release
Camera system rearview
Impact absorbing bumpers
Parking sensors rear
Blind spot safety sensor/alert
Crumple zones front, rear

Airbags

Airbag deactivation occupant sensing passenger
Side airbags front
Knee airbags driver
Front airbags dual
Side curtain airbags front, rear

Security

Power door locks anti-lockout, auto-locking
Anti-theft system engine immobilizer, alarm with remote
2-stage unlocking doors

Mirrors

Side mirrors integrated turn signals, heated
Side mirror adjustments power, power folding

Technology

Audio System

Radio voice operated, touch screen display, AM/FM, HD radio
Auxiliary audio input Bluetooth, jack, USB, iPod/iPhone
Internet radio app Pandora
Antenna type diversity, mast
Total speakers 6
Radio data system
Speed sensitive volume control
Satellite radio SiriusXM

Telematics

Electronic messaging assistance with read function, voice operated
Smart device app function vehicle location, maintenance status
Driver assistance app roadside assistance
Wireless data link Bluetooth

In Car Entertainment

Connected in-car apps Google POIs, Google search, app marketplace integration
Infotainment UVO, Apple CarPlay ready, Android Auto ready
Infotainment screen size 7 in.

Instrumentation

Instrument cluster screen size 3.5 in.
Trip computer
Driver information system
Clock
Gauge tachometer
Digital odometer
External temperature display
Multi-function display
Fuel economy display MPG, range
Warnings and reminders low oil level, low fuel level, low washer fluid, maintenance due, tire fill alert

Mechanical

Drivetrain

Drive mode selector
Axle ratio 2.89

Brakes

Rear brake type disc
Rear brake diameter 11.2
Front brake diameter 12.0
Front brake type ventilated disc
Braking assist
Electronic brakeforce distribution
ABS 4-wheel
Power brakes

Suspension

Front suspension classification independent
Rear suspension classification independent
Front struts MacPherson
Rear suspension type multi-link
Rear spring type coil
Front stabilizer bar
Rear stabilizer bar
Front spring type coil
Front suspension type lower control arms
Rear shock type gas
Front shock type gas

Stability and Traction

Stability control
Traction control
Hill holder control

Engine

Battery saver
Alternator 150 amps
Battery rating 800 CCA

Interior

Seats

Driver seat power adjustments height, 12, 4-way power lumbar, reclining
Passenger seat manual adjustments height, 6, reclining
Passenger seat heated
Driver seat heated
Rear headrests 3, adjustable
Rear seat folding split
Front headrests 2, adjustable
Front seat type bucket
Upholstery leather
Rear seat type 60-40 split bench

Seatbelts

Seatbelt pretensioners front
Seatbelt warning sensor front
Rear seatbelts 3-point
Front seatbelts 3-point
Emergency locking retractors front

Steering

Turns lock-to-lock 2.8

Exterior

Tires and Rims

Tire type all season
Wheels alloy
Tire Pressure Monitoring System
Spare tire kit tire sealant, inflator kit

Windows

Window defogger rear
Front wipers variable intermittent
Power windows safety reverse
Solar-tinted glass
Laminated glass acoustic

Exterior Features

Front bumper color body-color
Door handle color chrome
Mirror color body-color
Exhaust tip color chrome
Grille color chrome surround, black
Rear bumper color body-color
Rocker panel color body-color
Window trim black

Lights

Taillights LED, rear center
Headlights auto delay off, auto on/off, halogen

Specs

Specs

Drive Type

Drive Type FWD

Seating

Standard Seating 5
Max Seating 5
Head Room (front) 39.8 in
Head Room (rear) 37.8 in
Hip Room (front) 56 in
Hip Room (rear) 56 in
Shoulder Room (front) 58.1 in
Shoulder Room (rear) 56.4 in
Leg Room (front) 45.5 in
Leg Room (rear) 35.6 in
Seating Rows 2

Measurements of Size & Shape

Length 191.1 in
Width 73.2 in
Width (without mirrors) 73.2 in
Height 57.7 in
Wheelbase 110.4 in
Ground Clearance 5.3 in
Track Width (front) 63.1 in
Track Width (rear) 63.4 in

Measurements of Weight

Curb Weight 3362 lbs

Interior Dimensions

Cargo Volume 15.9 cu ft
Passenger Volume 104.8 cu ft

Performance Specifications

Aerodynamic Drag 0.27 Cd
Turning Circle 35.8 ft

Fuel Tanks

Fuel Capacity 18.5 Gallons

Wheels and Tires

Front Tire Type 215/55R17 94V
Front Wheel Diameter 17.0 x 7.0 in
Rear Tire Type 215/55R17 94V
Rear Wheel Diameter 17.0 x 7.0 in

Current Inventory

There are currently no 2018 Kia Optima EX 4dr Sedan for Sale in inventory

Disclaimer

All pricing (Fredy discount, rebates, dealer cash, promotions) Include Rebates, finance rebates and trade in assistance on in stock only vehicles. Price does not include dealer added equipment. If you do not qualify for all rebates, finance or trade rebates, vehicle pricing is subject to change. Photos are checked for accuracy but are for illustration purpose only verify with dealer.

Call now for greater savings!

1. Blind Spot Detection (BSD) is not a substitute for proper and safe driving. Always drive safely and use caution when changing lanes. BSD may not detect every object alongside or approaching from behind the vehicle.

2. Lane Change Assist (LCA) is not a substitute for proper and safe driving. Always drive safely and use caution when changing lanes. Lane Change Assist may not detect every object alongside or approaching from behind the vehicle.

3. The rear-camera display is not a substitute for proper and safe backing-up procedures. Always drive safely and use caution when backing up. The rear-camera display may not display every object behind the vehicle.

4. Rear Parking Assist System (RPAS) is not a substitute for safe driving, and may not detect every object behind vehicle. Always drive safely and use caution.

5. EPA fuel economy estimates. Actual mileage will vary with options, driving conditions, driving habits, and your vehicle’s condition.